Real Estate Development Insurance

Professional Insurors offers the most comprehensive Insurance & Risk Management programs in the Industry. Real Estate Development Insurance Program is tailored to Commercial, residential and industrial real estate developers and project owners.

Our Real Estate Development Insurance program hosts a dedicated claims and risk management team so you can be confident that your claims are being supervised by an in-house claims coordinator and your risk management needs are met by our experienced knowledgeable staff. Not all coverages are available to all real estate developers and are subject to underwriter approval.


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General Liability Insurance

CGL is a business insurance coverage written to cover your exposure to 3rd party claims for bodily injury, property damage, or personal injury or lawsuits.

Coverage Options:

  • Per Project Aggregate (new limits per project)

  • Blanket Additional Insured

  • Blanket Waiver of Subrogation

  • Broad Definitions of who is Insured

  • Broad Definition of Territory


Workers Compensation

Workers Compensation protects your business and employees from work-related injuries, accidents, or even death

Coverage Options:

  • Multi-State coverage

  • Meets all state guidelines

  • Hazardous industries coverage available

  • Blanket Waiver of Subrogation

  • Pay as you go solutions available


Commercial Auto Insurance

Professional Insurors provides Business or Commercial Auto coverage to all types and sizes of businesses and accommodates a wide variety of situational variations.

Coverage Options:

  • Blanket Additional Insured

  • Named Coverage for Owners of Company

  • Broad Coverage Territory

  • Hired/Non-Owned Automobile

  • Automatic coverage for Large Fleets (no reporting required)


Commercial Umbrella

A coverage written to cover your exposure to damages by third parties for bodily injury or property damage claims or lawsuits that exceed your limits on your underlying policies.

Coverage Options:

  • High Limits Available (min $1,000,000 up to $100,000,000)

  • Following Form or Full Umbrella based on risk and size

  • Blanket Additional Insured

Builders Risk Coverage

Builders Risk Insurance covers the building while in the course of construction.

Coverage Options:

  • Blanket or Per Project Basis policies

  • Very Competitive rates

  • Owners interest coverage available

  • Testing Coverage Available

  • Multiple deductible options

Construction Bonding

  • License and Permit Bonds available nationwide

  • Performance & Payment Bonds Available (Underwriting Required)

Contractors Equipment Coverage

Contractors Equipment Coverage, often called"inland marine" covers your equipment physical damage including collision, theft, and many other perils.   The liability for this equipment is usually covered under your General Liability policy.

Coverage Options:

  • Coverage area is very broad

  • Multiple deductible options

  • Replacement Cost for Newer Equipment

OCIP Policy

Depending on the size of the project or availability of insurance it may be beneficial to consider a General Liability policy that covers all contractors on the jobsite under one policy.

The cost is based on the size of the project. For more information please contact us.

Additional Available Coverage: